ADDITIONAL LIFE INSURANCE AVAILABLE

Immediately all employees, spouses, web visitors and your children can purchase additional needed life insurance coverages through Beal Benefits. These coverages are in addition to your excellent Term Life Insurance benefit included with your health insurance program. These life insurance benefits are purchased at greatly reduced rates. Below are exact monthly costs.

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Monthly Rates for $100,000 of coverage
10 year term
Age Female Male  Age Female Male
20 $7.88 $8.23      45 $13.91 $14.96
21 $7.88 $8.23      46 $14.53 $15.93
22 $7.88 $8.23      47 $15.23 $16.98
23 $7.88 $8.23      48 $15.93 $18.20
24 $7.88 $8.23      49 $16.71 $19.51
25 $7.88 $8.23      50 $17.50 $20.83
26 $7.88 $8.23      51 $18.03 $21.53
27 $7.88 $8.23      52 $18.29 $21.96
28 $7.88 $8.23      53 $18.64 $22.31
29 $7.88 $8.23      54 $19.16 $22.84
30 $7.88 $8.23      55 $19.95 $23.80
31 $8.05 $8.49      56 $21.09 $25.11
32 $8.31 $8.84      57 $22.58 $26.69
33 $8.66 $9.28      58 $24.33 $28.61
34 $8.93 $9.80      59 $26.34 $31.24
35 $9.28 $10.15      60 $28.53 $34.56
36 $9.45 $10.33      61 $30.98 $39.03
37 $9.71 $10.50      62 $33.78 $44.45
38 $10.06 $10.76      63 $36.93 $50.75
39 $10.41 $11.03      64 $40.34 $57.58
40 $10.85 $11.46      65 $44.19 $64.66
41 $11.38 $11.99      66 $48.13 $71.93
42 $11.90 $12.60      67 $52.24 $79.45
43 $12.60 $13.30      68 $56.88 $87.76
44 $13.21 $14.09      69 $62.56 $97.30
       70 $69.83 $108.50

These policies include the following benefits

  • Guaranteed 10-Year Term Rate that cannot increase or be canceled
  • Spouse and children coverage also available
  • No rate change for 10 Years, renewable options available
  • Owned by you and completely portable regardless of employment
  • Premium will be automatically drawn from your checking account or you can be billed quarterly
  • Medical information including blood work will be requested to approve these truly exceptionally low cost coverages

Optional child coverage also available! The rates for insuring all children:

  $1,000 is 49 cents / month
$2,000 is 97 cents / month
$3,000 is $1.46 / month
$4,000 is $1.94 / month
$5,000 is $2.43 / month
$10,000 is $4.86 / month

(note that these rates cover all children)

 

To apply for this coverage, please click the continue button below. Any questions, please call 1-800-TOM-BEAL (866-2325) or e-mail to [email protected].